The Wharton School Professor Barbara Kahn explains how Walmart's omnichannel expertise, augmented by their customer data usage and analysis, has helped the retail giant survive amidst major industry changes.

EPISODE OVERVIEW
Barbara Kahn, Wharton marketing professor, examines the shifts transforming retail. She explains how omnichannel strategies redefine shopping, why product differentiation has flattened, and how customer experience is becoming the key competitive factor. The conversation covers the impact of generative AI on decision-making, growing price sensitivity, Amazon Prime Day’s influence on seasonal shopping, and the continued role of physical stores as spaces for efficiency, interaction, and experience.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#RetailTrends #FutureOfRetail #CustomerExperience #Omnichannel #Walmart #RetailInnovation
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

ABOUT THE EPISODE
Wharton professor Stefano Puntoni joins Dan Loney to discuss how AI platforms balance free and paid models, the role of enterprise vs. consumer markets, and the push toward advertising through sponsored bots. He also explores Google’s findings on Gemini’s shrinking carbon footprint and the race to build not just bigger, but more efficient AI systems. The conversation highlights how monetization, trust, and sustainability are shaping the future of artificial intelligence.

ABOUT THE PODCAST
This Week in Business features interviews with Wharton faculty about the latest news, fascinating trends, and issues impacting both consumers and the business world. Episodes are recorded at the Wharton School and published twice per week.

Subscribe on Apple Podcasts: https://whr.tn/3EdpB5X
Subscribe on Spotify: https://whr.tn/4ihHaiT
Watch/listen on the Knowledge at Wharton website: https://whr.tn/twib

#ArtificialIntelligence #AIResearch #AIEthics #Sustainability #ESG
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

In a special edition series of our Ripple Effect podcast, Wharton finance professor Itay Goldstein and leading experts explore the technologies, policies, and market forces driving the future of finance in the digital age.

#futureoffinance #financepodcast #businesspodcast #digitalassets #cryptopodcast

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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

EPISODE OVERVIEW
Barbara Kahn, Wharton marketing professor, examines the shifts transforming retail. She explains how omnichannel strategies redefine shopping, why product differentiation has flattened, and how customer experience is becoming the key competitive factor. The conversation covers the impact of generative AI on decision-making, growing price sensitivity, Amazon Prime Day’s influence on seasonal shopping, and the continued role of physical stores as spaces for efficiency, interaction, and experience.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#RetailTrends #FutureOfRetail #CustomerExperience #Omnichannel #AIinRetail #RetailInnovation
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

ABOUT THE EPISODE
Jeremy Siegel, Wharton Russel E. Palmer Professor Emeritus of Finance, explores how Federal Reserve policy is shaping the direction of U.S. markets in light of recent economic developments. He discusses the outlook for rate cuts, inflation, and tariffs, and examines what these shifts mean for the labor market and the broader economy.

ABOUT THE PODCAST
This Week in Business features interviews with Wharton faculty about the latest news, fascinating trends, and issues impacting both consumers and the business world. Episodes are recorded at the Wharton School and published twice per week.

Subscribe on Apple Podcasts: https://whr.tn/3EdpB5X
Subscribe on Spotify: https://whr.tn/4ihHaiT
Watch/listen on the Knowledge at Wharton website: https://whr.tn/twib

#tariffs #economicpolicy #federalreserve #labormarket
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

ABOUT THE EPISODE
Wharton professors and Moneyball podcast hosts Cade Massey, Eric Bradlow, and Adi Wyner speak with former pitching coach Rick Peterson about Billy Wagner’s Hall of Fame induction and reflections on his career, the rise of velocity in pitching, bullpen usage, and the decline of innings pitched. It also looks at MLB team performances, including surprising contenders, and discusses whether clubhouse effects matter. Beyond baseball, the conversation shifts to Scottie Scheffler’s FedEx Cup wins, Ryder Cup selection questions, and a preview of Week Zero in college football with Kansas State vs. Iowa State.

ABOUT THE PODCAST
Sports is a game of numbers. Wharton experts Eric Bradlow, Shane Jensen, Cade Massey, and Adi Wyner team up to tackle the world of sports, from current events to longstanding issues such as: What sports streaks are the most impressive? How do you rank the best players? Can athletes be compared across sports? Moneyball Highlights explains how decision-makers in the game can avoid the common mistakes and embrace the data. Episodes are recorded at the Wharton School.

Subscribe on Apple Podcasts: https://whr.tn/459Kr0H
Subscribe on Spotify: https://whr.tn/4fBY7oM

#MLB #Pitching #BaseballAnalytics #FedExCup #RyderCup #CollegeFootball
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

ABOUT THE EPISODE
David Musto, finance professor at the Wharton School and Director of the Stevens Center for Innovation in Finance, speaks with Dan Loney about why teaching money skills early is essential. The discussion covers real-world decisions like payment apps, credit, and student loans, the importance of understanding Social Security as informed voters, and the long-term benefits of saving for retirement. Musto also highlights Wharton’s financial literacy course for high school students, and shares insights on negotiation, daily money management, and the need for financial awareness starting in middle school.

ABOUT THE PODCAST
This Week in Business features interviews with Wharton faculty about the latest news, fascinating trends, and issues impacting both consumers and the business world. Episodes are recorded at the Wharton School and published twice per week.

Subscribe on Apple Podcasts: https://whr.tn/3EdpB5X
Subscribe on Spotify: https://whr.tn/4ihHaiT
Watch/listen on the Knowledge at Wharton website: https://whr.tn/twib

#FinancialLiteracy #FinancialEducation #MoneySkills #FinancialWellness
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

Wharton Professor Shimon Kogan discusses the social and relational factors at play for meme stocks and meme coins in cryptocurrency in this clip from the Future of Finance series, part of the Ripple Effect podcast.

EPISODE OVERVIEW
Wharton guest Shimon Kogan and host Itay Goldstein explores the economics of tokens and tokenization, unpacking how tokenomics shapes the value of digital assets. It highlights why adoption and coordination drive token markets, how programmable blockchains enable diverse token uses, and why stablecoins and tokenized assets are gaining momentum. The discussion also examines the challenges of valuing tokens, the blur between utility and investment, and the behavioral forces behind meme coins and speculation, while raising questions about regulation, sustainability, and innovation.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#tokenomics #memecoins #digitalassets #defi #blockchain
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

EPISODE OVERVIEW
Wharton guest Shimon Kogan and host Itay Goldstein explores the economics of tokens and tokenization, unpacking how tokenomics shapes the value of digital assets. It highlights why adoption and coordination drive token markets, how programmable blockchains enable diverse token uses, and why stablecoins and tokenized assets are gaining momentum. The discussion also examines the challenges of valuing tokens, the blur between utility and investment, and the behavioral forces behind meme coins and speculation, while raising questions about regulation, sustainability, and innovation.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#Tokenization #Stablecoins #Blockchain #DigitalAssets #DeFi #MemeCoins
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

Co-Director, Wharton Human-AI Research and Wharton Professor Stefano Puntoni discusses how generative AI can influence employee competence, autonomy, and relatedness, drawing on self-determination theory. He addresses both potential benefits, such as advanced analytics and workflow integration, and threats, including job security concerns, autonomy loss, and team alienation. This is an excerpt from a full-length Ripple Effect podcast episode.

EPISODE OVERVIEW
Wharton Professor Stefano Puntoni talks about how generative AI is reshaping not just tasks, but the way employees psychologically relate to their work. He explores AI’s potential to either strengthen or undermine core human needs like competence, autonomy, and connection. Puntoni lays out why a successful AI strategy needs more than just good tech—it also requires clear leadership and authentic communication with employees. He looks at how uncertainty around AI adoption impacts morale and outlines five ways workers tend to cope, from proactive upskilling to quiet withdrawal. He also warns against framing AI purely as a cost-cutting tool, arguing that companies must grapple with what it means for people’s roles, careers, and sense of value.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#GenerativeAI #FutureOfWork #EmployeeWellbeing #AIAdoption #WorkplacePsychology
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

ABOUT THE EPISODE
AI tools like ChatGPT are reshaping creative work, offering individuals a boost in generating novel ideas—but also raising concerns about originality at scale. Wharton Professor Gideon Nave discusses his research shows that while these models can enhance personal creativity, they often lead to more uniform outputs across groups, reducing diversity of thought. This "sprinkler effect" highlights the tradeoff between efficiency and true innovation in competitive environments. Companies already experimenting with AI-driven creativity may find short-term gains, but long-term challenges in maintaining unique perspectives.

ABOUT THE PODCAST
This Week in Business features interviews with Wharton faculty about the latest news, fascinating trends, and issues impacting both consumers and the business world. Episodes are recorded at the Wharton School and published twice per week.

Subscribe on Apple Podcasts: https://whr.tn/3EdpB5X
Subscribe on Spotify: https://whr.tn/4ihHaiT
Watch/listen on the Knowledge at Wharton website: https://whr.tn/twib

#ArtificialIntelligence #AI #GenerativeAI #GenAI #Innovation #AIFuture
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

CEO of Circle Heath Tarbert offers three key pieces of advice to recent graduates navigating the job market in this clip from an episode of the Future of Finance series.

EPISODE OVERVIEW
The Wharton School Professor Itay Goldstein speaks with Heath Tarbert, President of Circle and former CFTC Chair, about the rise of stablecoins in the era of digital assets. They examine how USDC functions as a tokenized U.S. dollar, distinct from volatile cryptocurrencies like Bitcoin and Ethereum, and why trust, transparency, and crypto regulation are essential for long-term stability. The discussion reflects on lessons from the Silicon Valley Bank collapse, the risk of stablecoin runs, and the push for uniform federal standards. Looking ahead, they consider how stablecoins, CBDCs, and DeFi innovation could transform payments, cross-border transfers, and financial inclusion in a blockchain-based financial system.

SERIES OVERVIEW
Hosted by Wharton finance professor Itay Goldstein, this limited series takes a deep dive into the cutting-edge insights and pioneering perspectives of innovation experts in the finance industry. Discover the dynamic landscape of financial thought leadership as we explore concepts, groundbreaking research, and predictions that are shaping the future of finance.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#CareerAdvice #JobHunting #EarlyCareer #CareerGrowth #CareerDevelopment
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

ABOUT THE EPISODE
Vice Dean of Entrepreneurship Lori Rosenkopf joins Dan Loney to discuss why entrepreneurship should be taught in high school. She explains how entrepreneurial education builds critical thinking, problem-solving, and creativity, why failure is part of the journey, and how schools can support students with teachers, mentors, and real-world practice.

ABOUT THE PODCAST
This Week in Business features interviews with Wharton faculty about the latest news, fascinating trends, and issues impacting both consumers and the business world. Episodes are recorded at the Wharton School and published twice per week.

Subscribe on Apple Podcasts: https://whr.tn/3EdpB5X
Subscribe on Spotify: https://whr.tn/4ihHaiT
Watch/listen on the Knowledge at Wharton website: https://whr.tn/twib

#EntrepreneurshipEducation #EducationInnovation #ExperientialLearning #YoungEntrepreneurs #InnovationInEducation
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

Crypto markets face risks of fraud due to little regulation and easy entry for creators. Common issues include pump-and-dump schemes, wash trading, and manipulation.

EPISODE OVERVIEW
Crypto regulation presents complex challenges as digital assets blur traditional boundaries between securities, commodities, and other financial instruments. In this episode, host and Wharton professor Itay Goldstein speaks with Tim Massad, formerly at the CTFC, currently at Harvard Kennedy School and Wharton professor Jessica Wachter, formerly at the SEC, examines how SEC and CFTC roles intersect, why coordination—not just fragmentation—is a key issue, and how the regulatory status of tokens can evolve over time. It also explores the systemic risk potential of stablecoins and cases of fraud in lightly regulated crypto markets.

This discussion is part of a special series called “Future of Finance: The Rise of Crypto and Digital Money.”

SERIES OVERVIEW
Hosted by Wharton finance professor Itay Goldstein, this limited series takes a deep dive into the cutting-edge insights and pioneering perspectives of innovation experts in the finance industry. Discover the dynamic landscape of financial thought leadership as we explore concepts, groundbreaking research, and predictions that are shaping the future of finance.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#CryptoRegulation #DigitalAssets #DeFi #FinancialRegulation
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

Cam Harvey and Neha Narula talk about the potential ways in which cryptocurrency can help innovate and improve the current financial system in this clip from the Future of Finance series, part of the Ripple Effect podcast from Knowledge at Wharton.

EPISODE OVERVIEW
This episode explores the deep-rooted inefficiencies of traditional finance and how crypto, digital assets, and decentralized finance (DeFi) offer an alternative with guests Neha Narula and Cam Harvey. With perspectives on programmable money, 24/7 settlement, cross-border payments, and the deeper philosophical shift in how we define trust and value in finance, this conversation unpacks both the promise and the problems of a decentralized future. The guests and host and Wharton Professor Itay Goldstein also discuss stablecoins, tokenization, and the unintended slide back toward centralization in DeFi.

SERIES OVERVIEW
Hosted by Wharton finance professor Itay Goldstein, this limited series takes a deep dive into the cutting-edge insights and pioneering perspectives of innovation experts in the finance industry. Discover the dynamic landscape of financial thought leadership as we explore concepts, groundbreaking research, and predictions that are shaping the future of finance.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#DecentralizedFinance #Crypto #DigitalAssets #Blockchain #Stablecoins
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

EPISODE OVERVIEW
The Wharton School Professor Itay Goldstein speaks with Heath Tarbert, President of Circle and former CFTC Chair, about the rise of stablecoins in the era of digital assets. They examine how USDC functions as a tokenized U.S. dollar, distinct from volatile cryptocurrencies like Bitcoin and Ethereum, and why trust, transparency, and crypto regulation are essential for long-term stability. The discussion reflects on lessons from the Silicon Valley Bank collapse, the risk of stablecoin runs, and the push for uniform federal standards. Looking ahead, they consider how stablecoins, CBDCs, and DeFi innovation could transform payments, cross-border transfers, and financial inclusion in a blockchain-based financial system.

SERIES OVERVIEW
Hosted by Wharton finance professor Itay Goldstein, this limited series takes a deep dive into the cutting-edge insights and pioneering perspectives of innovation experts in the finance industry. Discover the dynamic landscape of financial thought leadership as we explore concepts, groundbreaking research, and predictions that are shaping the future of finance.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#Stablecoins #DigitalAssets #CryptoRegulation #CBDC #Blockchain #DeFi
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

ABOUT THE EPISODE
ESPN’s Bill Connelly breaks down the 2025 college football season, from Texas and Ohio State to Clemson skepticism and playoff chaos. He also dives into the Sinner–Alcaraz rivalry, the rise of women’s tennis, and the Brewers' successes.

ABOUT THE PODCAST
Sports is a game of numbers. Wharton experts Eric Bradlow, Shane Jensen, Cade Massey, and Adi Wyner team up to tackle the world of sports, from current events to longstanding issues such as: What sports streaks are the most impressive? How do you rank the best players? Can athletes be compared across sports? Moneyball Highlights explains how decision-makers in the game can avoid the common mistakes and embrace the data. Episodes are recorded at the Wharton School.

Subscribe on Apple Podcasts: https://whr.tn/459Kr0H
Subscribe on Spotify: https://whr.tn/4fBY7oM

#CollegeFootball #CollegeFootballPreview #OhioState #TexasFootball
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

ABOUT THE EPISODE
Hannah Kelly, CMO of Resy, outlines how the platform’s SaaS model and Amex network work together to connect diners with top restaurants. She discusses exclusive events, data-driven personalization, support for small business marketing, and trends from restaurateurs, showing how Amex’s experience-focused heritage shapes Resy’s role in hospitality.

ABOUT THE PODCAST
Marketing Matters is hosted by Wharton marketing professors Barbara Kahn and Americus Reed. Each week they discuss marketing and advertising trends, consumer behavior, data and analytics, the latest in retail marketing, brand-building, and much more with their expert guests. Episodes are recorded at the Wharton School.

Subscribe on Apple Podcasts: https://whr.tn/459Kg5x
Subscribe on Spotify: https://whr.tn/3Ug7wse
Watch/listen on the Knowledge at Wharton website: https://whr.tn/marketingmatters

#AmericanExpress #RestaurantTech #SaaS #RestaurantMarketing #MarketingInsights
-----
The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

ABOUT THE EPISODE
Wharton professor Hamsa Bastani discusses the use of AI tools like Google Gemini in K–12 schools, sometimes with unrestricted student access. She notes that this can lead to overreliance, make it harder to build fundamental skills, and reduce motivation by removing the sense of accomplishment. She says budget limits and lack of teacher training often lead schools to adopt AI in the “path of least resistance” without tailored guardrails. Bastani also warns that AI use can reduce interaction between students, teachers, and parents.

ABOUT THE PODCAST
This Week in Business features interviews with Wharton faculty about the latest news, fascinating trends, and issues impacting both consumers and the business world. Episodes are recorded at the Wharton School and published twice per week.

Subscribe on Apple Podcasts: https://whr.tn/3EdpB5X
Subscribe on Spotify: https://whr.tn/4ihHaiT
Watch/listen on the Knowledge at Wharton website: https://whr.tn/twib

#AIinEducation #ArtificialIntelligence #EdTech #EducationTechnology #StudentLearning #LearningSkills #TeachingAndLearning #EducationInnovation
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

EPISODE OVERVIEW
Crypto regulation presents complex challenges as digital assets blur traditional boundaries between securities, commodities, and other financial instruments. In this episode, host and Wharton professor Itay Goldstein speaks with Tim Mussad, formerly at the CTFC, currently at Harvard Kennedy School and Wharton professor Jessica Wachter, formerly at the SEC, examines how SEC and CFTC roles intersect, why coordination—not just fragmentation—is a key issue, and how the regulatory status of tokens can evolve over time. It also explores the systemic risk potential of stablecoins and cases of fraud in lightly regulated crypto markets.

This discussion is part of a special series called “Future of Finance: The Rise of Crypto and Digital Money.”

SERIES OVERVIEW
Hosted by Wharton finance professor Itay Goldstein, this limited series takes a deep dive into the cutting-edge insights and pioneering perspectives of innovation experts in the finance industry. Discover the dynamic landscape of financial thought leadership as we explore concepts, groundbreaking research, and predictions that are shaping the future of finance.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#CryptoRegulation #DigitalAssets #Stablecoins #DeFi #FinancialRegulation
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU