Clear regulations and time are essential for blockchain and cryptocurrency to grow, explains Wharton School Professor Kevin Werbach on the Ripple Effect podcast in this excerpt from an episode from this series on cryptocurrency. Adapting financial rules will protect investors and foster innovation, while giving space for new use cases to develop. This could transform global finance over time.

EPISODE OVERVIEW
Wharton’s Kevin Werbach discusses the future of blockchain, emphasizing the need for clear regulations to address risks and protect investors. He also explores how time is essential for blockchain to evolve beyond crypto and reshape global finance.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#crypto #cryptocurrency #blockhain
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

EPISODE OVERVIEW
Wharton’s Kevin Werbach discusses the future of blockchain, emphasizing the need for clear regulations to address risks and protect investors. He also explores how time is essential for blockchain to evolve beyond crypto and reshape global finance.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#crypto #curyptocurrency #blockchain
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

Adopting generative AI in 2025 will take a great deal of organizational change, Wharton Professor Lynn Wu explains in this excerpt of a Wharton Business Daily Podcast episode part of the faculty predictions series. Wu explains that AI can apply and require across departments within an organization. AI can help with innovation especially. However, it's important to know where AI can and can't apply to implement it most effectively.

#AI #generativeai #innovation #organizationalchange #changemanagement
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

EPISODE OVERVIEW
In the second part of this two-part episode, Wharton marketing professors assess the growth of cryptocurrency so far and how consumer confidence can influence pricing. This episode is part of a series on “Cryptocurrency.”

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#crypto #cryptocurrency #blockchain #banking #bitcoin
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

In this clip from the Ripple Effect episode, Wharton Professor Dave Reibstein discusses how cryptocurrency investment has evolved from tech-savvy risk-takers to a wider population, reflecting growing confidence and acceptance across diverse groups.

EPISODE OVERVIEW
In this two-part episode, Wharton marketing professors assess the growth of cryptocurrency so far and how consumer confidence can influence pricing. This episode is part of a series on “Cryptocurrency.”

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#crypto #cryotocurrency #bitcoin #ethereum #cryptoprice

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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

EPISODE OVERVIEW
Wharton professors Dave Reibstein and John Zhang explore the relationship between consumer confidence/trust and cryptocurrency prices. Their research highlights a direct connection between public sentiment and market trends, supported by a new Consumer Confidence Index designed to track and measure this dynamic.

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#crypto #cryotocurrency #bitcoin #ethereum #cryptoprices

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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

The housing market is at a 40-year low for affordability, with rising costs making it hard for builders to lower prices. Young buyers especially struggle to afford a home, shares Wharton Professor Susan Wachter in this clip from an interview from the "Policies that Work" event series from the Wharton School.

#housingmarketing #homeownership #realestate
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

The Wharton School management professor Peter Cappelli, Director of Wharton's Center for Human Resources, joins Wharton Business Daily to forecast 2025 workplace trends based on what took place in 2024. Topics covered include the labor market, remote work and hybrid work, return-to-office policies, employee turnover, work-life balance and company culture, the use of AI in the workplace, and expectations for the Trump administration.

Wharton Business Daily airs Monday-Friday from 10 AM - 12 PM ET on SiriusXM Channel 132, featuring emerging trends, top business leaders & Wharton’s renowned professors. Learn more: http://whr.tn/businessdaily

#workplace #workplacetrends #remotework #hybridwork #returntooffice

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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

This video is private.

This video is private.

In an interview on Wharton Business Daily, Susan Wachter – Albert Sussman Professor of Real Estate at the Wharton School – recaps what took place in 2024 and offers her 2025 housing market forecast.

Topics and questions covered:
00:00 - Introductions
01:13 - Questions around the commercial vs. residential markets
01:56 - How to improve the residential market, based on mortgage rates
03:56 - Assessing the impact of new home construction
07:08 - Concerns around the commercial market and remote work
10:38 - Multi-family vs. single-family homes
11:31 - How interest rates could decrease and the impact of inflation

Wharton Business Daily airs Monday-Friday from 10 AM - 12 PM ET on SiriusXM Channel 132, featuring emerging trends, top business leaders & Wharton’s renowned professors. Learn more: http://whr.tn/businessdaily

#housingmarket #realestate #homebuyer #homeownership #mortgagerates

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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

In November 2024, as part of the Wharton School's "Policies That Work" series, Wharton professor Kartik Hosanagar shared these thoughts on why AI biases are concerning, but to a lesser extent than human biases.

This video is edited from his discussion with two other Wharton professors and AI experts, "AI, Technology, and the Role of Regulation: How to Regulate for Responsible Innovation."

#GenerativeAI #GenAI #AIregulation #AIgovernance #AIbias

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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

In November 2024, as part of the Wharton School's "Policies That Work" series, professor Kevin Werbach shared these thoughts on the overlaps between AI regulation and regulation of the broader tech industry.

This video is edited from his discussion with two other Wharton professors and AI experts, "AI, Technology, and the Role of Regulation: How to Regulate for Responsible Innovation."

#airegulation #aigovernance #bigtech #techregulation

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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

In October 2024, as part of the Wharton School's "Policies That Work" series, Wharton professors Jeremy Siegel and Kent Smetters – faculty director of the Penn Wharton Budget Model – identified education as an area that deserved more policy focus during the lead-up to the 2024 U.S. presidential election.

This video is edited from their discussion, "Federal Debt, Trade Policies, and the Future of the U.S. Economy: How Will the Federal Debt Impact Future Generations?"

#useducation #educationpolicy #kthrough12 #nationalpolicy #publicpolicy

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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

AI is transforming how businesses operate and leaders manage. Ethan Mollick, co-director of Wharton’s Generative AI Lab, explores how AI tools boost individual productivity but often fail to scale organizationally. He emphasizes the need for leaders to rethink structures, actively engage with AI, and prioritize innovation.

Key topics include the rise of autonomous AI agents, the impact on business models, and the evolving role of leadership in integrating AI effectively. Mollick highlights that AI adoption is not just a tech challenge but a management and strategy revolution.

#AI #artificialintelligence #ChatGPT #generativeai
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

There has always been financial technology. But recently, the pace of technological change in finance has been drastically quicker than ever before, and we now find ourselves in the middle of a FinTech revolution. Professor Itay Goldstein is joined by FinTech leaders Michelle Lai (Board Member of Electric Coin Co and Wharton alumna) and Alesia Haas (CFO of Coinbase) to discuss how we arrived at this moment in FinTech history, and what innovations we can expect to see as financial technology continues to progress.

#cryptocurrency #crypto #coinbase #stablecoin
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

EPISODE OVERVIEW
When should hospitals contact potential financial donors? Research from Wharton professor Katy Milkman finds that asking at the right time is key. This episode is part of a series on “Charitable Giving.”

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#donations #fundraising #development #behavioralscience
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

Navigating the Regulatory Risks of AI in Finance
Artificial intelligence is transforming the world of investing. Financial leaders are looking to AI technology to identify and create new sources of value – but at what risk? In this episode, host Itay Goldstein discusses the benefits of AI in the investment industry – and the ways AI might lead to unintentional collusion. Professor Goldstein is joined by Tobias Adrian (Financial Counsellor and Director of the Monetary and Capital Markets Department of the International Monetary Fund).

#AI #regulation #airegulation #finance
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

This excerpt from an episode of The Ripple Effect examines the critical challenges facing America's economic future with Joao Gomes, Howard Butcher III Professor of Finance, Professor of Economics, and Senior Vice Dean of Research, Centers, and Academic Initiative. From the growing national debt and aging population to potential tax increases and reductions in key programs like Social Security, it analyzes the pressing fiscal issues shaping public policy. It explores the importance of expanding the tax base, the impact of demographic trends, and the evolving role of international debt buyers, offering a comprehensive view of these complex economic realities.

EPISODE OVERVIEW
In this year’s presidential election, both political parties are unwilling to tackle the burgeoning national debt. Wharton’s Joao Gomes warns that inaction is putting the country on a perilous economic path. This episode is part of a series on the “Business of Elections.”

PODCAST OVERVIEW
Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney.

Learn more at http://whr.tn/rippleeffect.

#economy #policy #debt #federalreserve
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU

Discovering that one wasn’t the first-choice candidate for a job can create unique challenges for both employees and employers. Understanding and addressing these effects can lead to improved workplace dynamics. In this episode of Wharton Business Daily, host Dan Loney is joined by Samir Nurmohamad, Associate Professor of Management, to delve into the impact of this phenomenon and share strategies for navigating and mitigating its effects.

Topics and questions covered:
00:00 - Introductions
0:32 - Motives behind the research
2:17 - How employees typically feel when they find out they were not a first-choice pick
3:08 - How employers respond
5:09 - What role do leaders play in this process?
8:42 - Takeaways

Wharton Business Daily airs Monday-Friday from 10 AM - 12 PM ET on SiriusXM Channel 132, featuring emerging trends, top business leaders & Wharton’s renowned professors. Learn more: http://whr.tn/businessdaily

#recruitment #management #workplaceculture #employeeengagement
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The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal.

Launched in 1999, Knowledge at Wharton offers free access to:

- Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends
- Interviews with book authors from Wharton School Press
- In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders
- A searchable database of more than 10,000 articles covering all aspects of business
- A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox

Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE
Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU