ManagementHow Tariffs Will Impact the U.S. Auto IndustryMarch 31, 2025 • 3 min readFinance & AccountingHow to Prevent Student Loan DelinquencyMarch 31, 2025 • 4 min readFinance & AccountingInternational Taxation and U.S. Businesses | Daniel GarrettMarch 25, 2025 • 16 min listenWharton professor Daniel Garrett talks about international taxes and how they affect U.S. companies abroad. FintechShould We Compare Bitcoin to Gold? Lessons From the Last Financial CrisisMarch 25, 2025 • 6 min readHuman ResourcesWhat’s Causing Corporate Layoffs?March 25, 2025 • 3 min read Read the Report Read the Report Learn More Read the Report Featured Videos 3:12 Wharton professor Alex Reese-Jones discusses how psychological concepts like loss aversion influence tax behavior, showing that people are more motivated to reduce tax-related losses than to increase gains. He explains that this insight from behavioral economics helps improve models of real-world financial decision-making. Reese-Jones emphasizes the broader value of integrating psychology into economic analysis, particularly in the context of taxes. EPISODE OVERVIEW Wharton professor Alex Reese-Jones discusses the psychological factors influencing tax behavior, including loss aversion. He explains how individuals are more motivated to minimize tax losses than to maximize gains, impacting tax compliance, deductions, and avoidance. Reese-Jones also highlights the broader implications of behavioral economics in tax policy, emphasizing the role of psychology in shaping financial decision-making and government revenue collection. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #taxes #taxpolicy #policy #publicpolicy ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLmFEdTR4UDl3ZTl3 Taxes & Psychology: Why Losses Feel Worse Than Gains 14 hours ago 0:41 The Wharton School Professor Ben Lockwood joins host Dan Loney to discuss "sin taxes" and their efficacy in curbing "sin" behaviors, like soda consumption. Lockwood remarks that in cases where taxes successfully curb behavior, they concurrently fail to generate revenue for a city. EPISODE OVERVIEW Wharton professor Benjamin Lockwood’s research into sin taxes finds that they work to raise revenue and curb consumption, but the long-term effects aren’t as clear. This episode is part of a series called “Tax Talk: Navigating the Numbers.” PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #taxes #taxpolicy #wharton ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLlQ2UlhaM1RBbEJV Sin taxes are a means of generating revenue but can disproportionately affect lower-income taxpayers 14 hours ago 7:29 Joann Stores announced it will permanently close all 885 locations following its second bankruptcy and acquisition by new ownership, leading to a full liquidation. Wharton School Marketing Professor Cait Lamberton discusses how the closure stems from challenges including high inventory demands, declining foot traffic in traditional retail locations, and growing competition from e-commerce platforms. The broader retail industry faces similar pressures, compounded by inflation, shifting consumer preferences, and tariff-related supply chain concerns. #retail #retailers #retailstores ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLnUtOXNBby0zSzE0 Joann Stores Bankruptcy Explained: What Went Wrong in Retail March 27, 2025 9:01 am 15:57 EPISODE OVERVIEW In this episode of The Ripple Effect, Wharton finance professor Daniel Garrett discusses his research on how international tax policy—specifically the “check-the-box” rule and repatriation holidays—impacts U.S. multinational firms and domestic employment. He explains the competing forces of a wealth effect, where firms grow and potentially invest more at home, and a substitution effect, where firms shift operations abroad due to lower foreign tax burdens. Garrett’s findings reveal that the substitution effect often dominates, resulting in reduced domestic investment and employment. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #CorporateTax #InternationalTax #TaxPolicy #InternationalBusiness ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLnFIWW4xSFFjRmdn How U.S. Tax Policy Pushes Jobs Overseas March 25, 2025 9:34 am 34:00 Wharton vice dean for executive education Patti Williams talks with Jennifer Tejada, CEO of digital operations management firm PagerDuty, about the importance of having an “ownership mindset,” understanding your users, and preparing for big changes like the advent of AI. #Leadership #DigitalTransformation #Entrepreneurship #Innovation #SaaS #TechIndustry ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLi1HRElJOVNmeUY4 Jennifer Tejada CEO of PagerDuty on Leadership, AI, and Digital Transformation March 21, 2025 2:39 pm 13:22 EPISODE OVERVIEW The Wharton School Professor Ben Lockwood joins host Dan Loney to discuss "sin taxes" and their efficacy in curbing "sin" behaviors, like soda consumption. Lockwood remarks that in cases where taxes successfully curb behavior, they concurrently fail to generate revenue for a city. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #taxes #taxpolicy #wharton ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLjk0eV9qQTFaOHQ0 Do Sin Taxes Actually Work? March 18, 2025 9:25 am 8:27 In this episode of Wharton Business Daily, Wharton Professor Matthew Bidwell talks with host Dan Loney about recent job cuts. Starbucks announced plans to cut approximately 1,000 corporate jobs, aligning with a broader trend of corporate layoffs in early 2025. Government data indicates that overall layoff levels remain historically low despite recent increases. They discuss how companies use layoffs to streamline operations, particularly at the start of the year when financial reviews and restructuring occur. #layoffs #corporations #jobcuts #economy #economictrends #workforce ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLlNUMlFQVVFqQjVB Why Companies Are Cutting Jobs in 2025 March 17, 2025 5:45 pm 10:14 Penn Wharton Budget Model Faculty Director and Wharton School Professor Kent Smetters joins Dan Loney to talk about Social Security. Penn Wharton Budget Model research estimates that eliminating taxes on Social Security benefits would reduce federal tax revenue by $1.5 trillion over 10 years and accelerate the Social Security trust fund depletion from 2034 to 2032. The policy would primarily benefit current retirees and higher-income individuals while leading to lower wages, reduced capital accumulation, and a 2% decrease in GDP over 30 years. Younger generations, particularly middle- and lower-income workers, would experience overall financial losses due to increased debt and economic slowdowns. #socialsecurity #taxes #publicpolicy #taxpolicy #fed #monetarypolicy ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLktkYWlBZXJlcnlj Penn Wharton Budget Model's Kent Smetters on Social Security Tax Cuts March 15, 2025 2:15 pm 20:05 Wharton Professors Nick Roussanov and Peter Conti-Brown analyze the latest inflation data, Federal Reserve policy, and the potential impact on interest rates. They discuss cover CPI and PPI trends, employment levels, and historical comparisons to past inflationary periods. They also examine the Fed's role in maintaining economic stability and its independence in shaping monetary policy. #inflation #thefed #interestrates #theeconomy ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLjhyR0dOamIwdEZZ Inflation and Interest Rates: What’s Next for the U.S. Economy? March 14, 2025 9:41 am 7:58 The 5th anniversary of COVID-19 highlights ongoing challenges in healthcare preparedness, resource allocation, and supply chain resilience. Despite advancements in vaccine development and data-driven responses, issues such as hospital capacity, clinical research inefficiencies, and workforce burnout remain unresolved. The Wharton School Professor Ezekiel Emanuel emphasizes that while there were clear lessons, many necessary systemic changes have not yet been implemented, leaving vulnerabilities for future, similar situations. #covid #healthcare #pandemic #innovation #supplychainmanagement ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLkE3ZXZBT0F2di13 Ezekiel Emanuel Reflects on COVID-19 Pandemic, 5 Years Later March 13, 2025 9:39 am 17:30 EPISODE OVERVIEW Wharton professor Alex Reese-Jones discusses the psychological factors influencing tax behavior, including loss aversion. He explains how individuals are more motivated to minimize tax losses than to maximize gains, impacting tax compliance, deductions, and avoidance. Reese-Jones also highlights the broader implications of behavioral economics in tax policy, emphasizing the role of psychology in shaping financial decision-making and government revenue collection. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #taxes #taxpolicy #policy #publicpolicy ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLnFYd1NfQ29lOVFF The Psychology of Paying Taxes March 11, 2025 9:38 am 0:52 Loss aversion, a greatly researched psychological concept, plays into the way people think about the taxes they owe or that the government owes. Wharton Professor Alex Rees-Jones explains his research on feelings loss aversion among taxpayers and how these implications can inform tax policy. EPISODE OVERVIEW Wharton professor Alex Rees-Jones discusses the psychological factors influencing tax behavior, including loss aversion. He explains how individuals are more motivated to minimize tax losses than to maximize gains, impacting tax compliance, deductions, and avoidance. Reese-Jones also highlights the broader implications of behavioral economics in tax policy, emphasizing the role of psychology in shaping financial decision-making and government revenue collection. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #taxes #taxpolicy #policy #publicpolicy ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLk55N2ZLVXoxV01N How psychology can help inform tax policy to reduce tax liability and increase tax collection. March 11, 2025 9:37 am 2:53 Blockchain has seen significant interest and experimentation, but large-scale use beyond finance remains uncertain. Its future may lie in investment, financial infrastructure, or other evolving applications, depending on its real-world advantages. EPISODE OVERVIEW Wharton’s Kevin Werbach discusses the future of blockchain, emphasizing the need for clear regulations to address risks and protect investors. He also explores how time is essential for blockchain to evolve beyond crypto and reshape global finance. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #crypto #cryptocurrency #blockchain #digitalassets #decentralizedfinance ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLldVSmZnQ0dmT3VZ Blockchain in 2025: Where Are We Now & What's Next? February 27, 2025 5:58 pm 0:54 The Wharton School Professor Lindsey Cameron explains a case where algorithmic management left a rideshare driver without work over a critical period, due to a mistake that they could not get help with, until the platform addressed it on their own accord and reached back out to the driver to acknowledge the mistake. EPISODE OVERVIEW Can AI effectively serve as a manager to workers in the gig economy? The Wharton School professor Lindsey Cameron discusses the pros and cons of gig work. While gig workers have flexibility and may prefer gig work to other options, such as working at Walmart, they face challenges, including in "algorithmic management," where reaching a person when issues come up is often impossible. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #gigworker #algorithms #gigworkers #gigwork #gigeconomy #rideshare ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLi0zNUx4UnlKNmR3 Algorithmic AI can fall short, leaving gig workers without people to reach when issues come up. February 25, 2025 7:11 pm 16:44 EPISODE OVERVIEW Can AI effectively serve as a manager to workers in the gig economy? The Wharton School Professor Lindsey Cameron discusses the pros and cons of gig work. While gig workers have flexibility and may prefer gig work to other options, such as working at Walmart, they face challenges, including in "algorithmic management," where reaching a person when issues come up is often impossible. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #gigworker #algorithms #gigworkers #gigwork #gigeconomy ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLkRCeHdGd2h4R0Rz Pros & Cons of Gig Work & Algorithms Managing Employees February 25, 2025 10:40 am 2:35 Research from Wharton Professor Katy Milkman explores how timing influences charitable giving, showing that earlier requests lead to higher response rates. EPISODE OVERVIEW When should hospitals contact potential financial donors? Research from Wharton professor Katy Milkman finds that asking at the right time is key. This episode is part of a series on “Charitable Giving.” PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #donations #fundraising #development #behavioralscience ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLjFKZmV2cmQtc1ZB Charitable Giving & Behavioral Science: Asking for Money at the Right Time February 19, 2025 1:28 pm 1:03 Flat electricity pricing leads to inefficient energy use, costing the U.S. several billion dollars annually. Consumers overconsume during peak hours when electricity is expensive and miss opportunities to use cheaper energy during off-peak times, driving up costs and straining the power system. This clip is from an episode of the Ripple Effect podcast. EPISODE OVERVIEW Real-time electricity pricing, which fluctuates based on peak usage hours, can cut costs for both consumers and utilities, according to research from Wharton’s Arthur van Benthem. This episode is part of a series on “Innovation” that was produced in cooperation with Mack Institute for Innovation Management. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #electricity #electricityprices #energycosts #energyindustry ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLnRpWlMtU3ZWTk00 Electricity mispricing, due to fixed pricing, costs billions of dollars each year. February 18, 2025 12:55 pm 16:16 EPISODE OVERVIEW Electricity pricing is often inefficient because consumers pay a constant rate, despite wholesale electricity prices fluctuating significantly throughout the day based on demand. Real-time pricing, where consumers see and respond to price changes, could reduce inefficiencies and save billions annually, but it faces challenges due to consumer reluctance toward unpredictable bills and the need for automation to optimize usage. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #electricity #electricityprices #energycosts #energyindustry ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLk9nbTRnRl9JRE1Z Unlocking Green Tech at Home February 18, 2025 10:21 am 12:32 A study from The Wharton School Professor Katy Milkman on 13 million borrowers found that behaviorally informed email reminders significantly reduced student loan delinquencies. Repeated reminders were more effective than single notifications, and framing savings in percentage terms improved borrower engagement. The findings suggest simple, cost-free messaging strategies can prevent thousands of missed payments. #behavioralscience #nudge #studentloans #studentdebt #publicpolicy ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLmxid01OOS0tUWU0 Preventing Student Loan Delinquencies: A Behavioral Science Study February 13, 2025 5:39 pm 1:06 Automation impacts jobs in two ways: by altering individual tasks and by transforming entire systems, explains The Wharton School Professor Daniel Rock on the Ripple Effect podcast. EPISODE OVERVIEW Wharton professor Daniel Rock discusses the impact of artificial intelligence on productivity, economic growth, and workforce transformation. The conversation covers key challenges such as mismeasurement, restructuring lags, and the role of AI in business innovation. Insights include how companies invest in AI, its influence on labor markets, and the long-term effects on economic development. PODCAST OVERVIEW Every day, business scholars answer pressing questions in their research - but what do their insights mean for you? In this podcast, Wharton faculty dive into what inspired their studies and how their findings resonate with the world today. Learn how research insights translate into knowledge you can use, with host Dan Loney. Learn more at http://whr.tn/rippleeffect. #AIProductivity #ArtificialIntelligence #BusinessInnovation #AI #artificialintelligence ----- The Wharton School of the University of Pennsylvania is committed to sharing its intellectual capital through Knowledge at Wharton, the school’s online business analysis journal. Launched in 1999, Knowledge at Wharton offers free access to: - Articles, podcasts, and videos highlighting Wharton faculty research and analysis of current business trends - Interviews with book authors from Wharton School Press - In-depth series of curated content like Wharton Executive Education’s Nano Tools for Leaders - A searchable database of more than 10,000 articles covering all aspects of business - A weekly newsletter that delivers Knowledge at Wharton insights directly to your inbox Visit the Knowledge at Wharton homepage: https://whr.tn/3qUpSBE Subscribe to the Knowledge at Wharton YouTube channel: https://whr.tn/3DEAgAU YouTube Video VVVJZjZ0M2dwS3JfRDQ2eHVXbGo5VUFRLm9vQnltUFlvcGgw AI is shifting systems and industries, not just automating tasks. 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